BenefitNest - Corporate Insurance Renewal Checklist
================================================
A renewal planning checklist for HR teams reviewing group health insurance benefits.

1. Review claim ratio and major claim categories
2. Check employee feedback and unresolved claim issues
3. Compare room rent, maternity, parents, OPD, and co-pay terms
4. Validate network hospitals in employee cities
5. Review premium sharing and payroll deduction communication
6. Prepare clear renewal FAQs for employees
7. Confirm enrolment window and dependant correction process
8. Document exclusions, waiting periods, and claim escalation contacts

This is a general educational checklist. Verify policy wording, HR notes, insurer/TPA rules, and current regulations before acting.