Health Insurance
What Is Group Health Insurance?
Group health insurance is an employer-arranged health cover for employees and sometimes their dependants.
5 min readGuides
Health Insurance
Readable explainers for Indian employees, with practical checklists and policy terms called out clearly.
Health Insurance
Health Insurance
Group Health Insurance vs Personal Health Insurance
Understand the difference between employer-provided group cover and a retail health policy you buy directly.
6 min read
Health Insurance
What Is Sum Insured in Health Insurance?
Sum insured is the maximum amount a health policy can pay in a policy year, subject to conditions.
4 min read
Health Insurance
Room Rent Limit in Health Insurance
A room rent limit can reduce claim payment if the selected hospital room exceeds the eligible category.
5 min read
Health Insurance
What Is Co-pay in Health Insurance?
Co-pay means the insured person pays a fixed percentage of the admissible claim amount.
4 min read
Health Insurance
What Is Deductible in Health Insurance?
A deductible is the amount you must bear before the insurance benefit starts paying.
4 min read
Health Insurance
Waiting Period in Health Insurance
Waiting period is the time you must wait before certain illnesses, treatments, or benefits become payable.
5 min read
Health Insurance
Pre-existing Disease in Health Insurance
A pre-existing disease is a medical condition that existed before policy start, as defined by policy and regulation.
5 min read
Health Insurance
Maternity Benefit in Corporate Health Insurance
Corporate maternity benefit may cover delivery expenses, but limits, waiting periods, and newborn cover vary widely.
5 min read
Health Insurance
Should You Add Parents in Corporate Health Insurance?
Parents cover can be useful, but employees should compare premium, co-pay, limits, and continuity risk.
5 min read
Health Insurance
OPD Cover Explained
OPD cover helps with doctor visits, diagnostics, medicines, or consultations without hospitalization, subject to limits.
4 min read
Health Insurance
Daycare Procedures Explained
Daycare procedures are treatments that may need less than 24-hour hospitalization due to medical advancement.
4 min read
Health Insurance
Super Top-up Health Insurance Explained
A super top-up provides extra cover after total eligible claims cross a deductible during the policy year.
5 min read