Calculators
Estimate benefits before you make decisions.
These calculators are educational tools. Edit assumptions and verify results with policy wording, salary slips, HR documents, and current tax or labour rules.
PF & Gratuity
Gratuity Calculator
Uses the common formula: basic plus DA x 15/26 x completed years. Confirm actual eligibility and limits with HR.
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PF & Gratuity
PF Maturity Calculator
Projects EPF balance using editable contribution and interest assumptions. Use the current notified rate when planning seriously.
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Life Cover
Term Insurance Cover Calculator
Estimate cover by combining income replacement, loans, goals, and existing assets.
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Tax Saving
HRA Exemption Calculator
Compares the three common HRA exemption values and shows the lowest estimate.
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Tax Saving
80C Tax Saving Calculator
Tracks common old-regime 80C items against an editable annual limit.
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Claims
Room Rent Capping Impact Calculator
Shows a simplified estimate of proportionate deduction when actual room rent exceeds policy eligibility.
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Health Insurance
Health Insurance Cover Calculator
Gives a starting cover estimate based on city cost, oldest member age, family size, and existing cover.
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Health Insurance
Maternity Benefit Eligibility Checker
Checks cover duration against a waiting period. Actual maternity claim eligibility depends on policy terms.
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