Calculators

Estimate benefits before you make decisions.

These calculators are educational tools. Edit assumptions and verify results with policy wording, salary slips, HR documents, and current tax or labour rules.

Financial calculator and benefits planning visual

PF & Gratuity

Gratuity Calculator

Uses the common formula: basic plus DA x 15/26 x completed years. Confirm actual eligibility and limits with HR.

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PF & Gratuity

PF Maturity Calculator

Projects EPF balance using editable contribution and interest assumptions. Use the current notified rate when planning seriously.

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Life Cover

Term Insurance Cover Calculator

Estimate cover by combining income replacement, loans, goals, and existing assets.

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Tax Saving

HRA Exemption Calculator

Compares the three common HRA exemption values and shows the lowest estimate.

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Tax Saving

80C Tax Saving Calculator

Tracks common old-regime 80C items against an editable annual limit.

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Claims

Room Rent Capping Impact Calculator

Shows a simplified estimate of proportionate deduction when actual room rent exceeds policy eligibility.

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Health Insurance

Health Insurance Cover Calculator

Gives a starting cover estimate based on city cost, oldest member age, family size, and existing cover.

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Health Insurance

Maternity Benefit Eligibility Checker

Checks cover duration against a waiting period. Actual maternity claim eligibility depends on policy terms.

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